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A Frugal Wife's Contributions to Preparedness, by Desert Dawn
This is for the Ladies: take the lead on frugality to finance your family preparedness! Below are things I do and have done, some for years, some for only a few months. You’d be amazed at how much starts accumulating in your checking account when you do these things. I have paid off credit cares and bought a rifle with scope, some junk silver, 1,000 rounds of ammo and a more than three month food supply since I started being more serious about these things.
My husband and I are professionals making good salaries – at least for now. We are fortunate to be able to live in a small town in a relatively low-cost area. This allows us to avoid some of the gratuitous spending pitfalls in larger urban areas, such as parking fees and bridge tolls. We have 10 mile commutes. We are able to live fairly simply. We still seem normal in the workplace, but there are some tricks for this that I will share. Why? Because if you are just waking up to the need to start your preparedness and are not already frugal, these are some good ways to free up disposable income without suddenly showing up at work looking really different and starting the curiosity mill....
First is transportation. For your ‘normal’ part of life, remember that the vast majority of automobiles are not investments, they are financial liabilities that depreciate every moment. My husband and I have different work hours at widely-spread places, so we commute separately in old Hondas. His is a 1991, mine is a 2000. We inherited both from my parents, so no high payments for fancy cars. We keep up the routine maintenance but not at the dealer, though we have a trusted mechanic for the tricky stuff. With rare exception, they get clean in the rain (we have no road salt issues here). I haven’t had to make a car payment since 1992, and I bought that car with cash. Our G.O.O.D. vehicle is a truck and we paid cash. Occasionally someone will make a crack about my car – essentially that at my salary I should be able to afford a nice car. I just smile and make some benign remark as I think about all that I save on transportation and how that money is helping me be more prepared.
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